Conquer convenience on the go
Enjoy 24/7 account access and the power to be your own teller from anywhere there’s internet.
Benefits You’ll Love
- Conduct a number of banking activities online
- Avoid late payments with bill pay
- Securely deposit checks from home or the office
- View statements online and reduce paper clutter
Online Banking
- Free service for Texas Champion Bank customers
- Manage a number of banking activities anytime, anywhere with internet access:
- Access eStatements
- View account balances and history
- Transfer funds between accounts (one-time and recurring transfers)
- View checks written
- Secure and easy to use
- Review your loan account information and make loan payments
- Available to personal and business customers
- Easily keep track of your finances — even on the go:
- View account balances
- Review history
- Transfer funds between accounts
- Receive alerts
- Pay bills
- Available via any web-enabled mobile device
- Use this service in three convenient ways:
- Save valuable time and effort; avoid an extra trip to a branch
Bill Pay
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Retain funds until paper drafts are presented for payment
- Avoid paper clutter
- More secure than paper billing
- Make more time for yourself; fewer bank trips necessary
- Fast, free, and secure service for customers enrolled in online banking*
Mobile Deposit
- Deposit checks anytime, anywhere from your mobile phone
- Free service for customers with a Texas Champion checking account
- Deposit your check with a few taps of your finger:
- Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
- Select the checking account into which you want to make the deposit
- Enter the check amount
- Verify that everything on the screen is correct, then submit it
- We'll confirm that the check has been received
- Save time, avoid unnecessary trips to a branch
Important: When you endorse your check for mobile deposit, please also write "For Mobile Deposit Only at Texas Champion Bank.”
- Save paper and save the environment
- Fast, free, and easy alternative to paper statements
- Easier to retrieve info when needed
- Eliminate a paper trail
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify recordkeeping
- Easily access past statements
- Ability to download for permanent storage or print if needed
- Receive email notice when new eStatement is ready
*Wireless data carrier rates may apply.
Use this calculator to determine your projected earnings from our Champion Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Term | Minimum to open & obtain APY | Interest Rate | *APY |
|---|---|---|---|
| 30 to 59 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 60 to 89 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 90 to 119 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 120 to 179 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 180 to 364 Days | $1,000 to $97,999 | 3.25% | 3.28% |
| 365 Days | $1,000 to $97,999 | 3.50% | 3.50% |
| 18 Months | $1,000 to $97,999 | 3.50% | 3.47% |
| 24 Months | $1,000 to $97,999 | 3.50% | 3.44% |
| 30 to 59 Days | $98,000 and OVER | 1.00% | 1.00% |
| 60 to 89 Days | $98,000 and OVER | 1.00% | 1.00% |
| 90 to 119 Days | $98,000 and OVER | 1.00% | 1.00% |
| 120 to 179 Days | $98,000 and OVER | 1.00% | 1.00% |
| 180 to 364 Days | $98,000 and OVER | 3.40% | 3.43% |
| 365 Days | $98,000 and OVER | 3.50% | 3.50% |
| 18 Months | $98,000 and OVER | 3.50% | 3.47% |
| 24 Months | $98,000 and OVER | 3.50% | 3.44% |
| 13 Months | $100,000 and OVER | 4.00% | 3.99% |
Rates effective as of 9/24/24.
*ANNUAL PERCENTAGE YIELD
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL
INTEREST RATES SUBJECT TO CHANGE WITHOUT NOTICE
ACCOUNT FEES MAY REDUCE EARNINGS
Champion Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $50,000 | 5.00% | 5.12% |
| $50,000+ | 0.25% | 5.12% to 0.25% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Champion Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or ACH credit
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Champion Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $100,000 | 1.98% | 2.00% |
| $100,000+ | 0.25% | 2.00% to 0.83% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for Champion Cash or Cash Back rewards automatically qualifies you for the highest Champion Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Champion Cash or Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or ACH credit
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
It's no problem if you miss a qualification cycle. Both accounts are still free. And you can get back to earning rewards the very next month you qualify.