Leave the risk to the professionals — invest like a champion
Access an investment option that offers a wide range of terms and the competitive interest that makes patience pay off.
Benefits You’ll Love
- Enjoy a guaranteed return on investment
- Earn more than with a regular savings account
- Choose from a variety of terms to match your goals
- Access available interest payment options
Texas Champion Bank offers a variety of options for fixed terms investing. The FDIC insures deposit accounts such as checking, NOW, and savings accounts, money market deposit accounts and certificate of deposit (CD’s). The basic insurance amount is $250,000 per depositor per bank. Please call or stop by any of our conveniently located branches for more information or to open an account.
- Minimum deposits as low as $1000.00
- Terms from 30 days to 24 months
- A variety of interest payment options available
- Jumbo rates available (over $98,000)
- Minimum to open an account is the same as minimum to obtain APY
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Use this calculator to determine your projected earnings from our Champion Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Term | Minimum to open & obtain APY | Interest Rate | *APY |
|---|---|---|---|
| 30 to 59 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 60 to 89 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 90 to 119 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 120 to 179 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 180 to 364 Days | $1,000 to $97,999 | 3.25% | 3.28% |
| 365 Days | $1,000 to $97,999 | 3.50% | 3.50% |
| 18 Months | $1,000 to $97,999 | 3.50% | 3.47% |
| 24 Months | $1,000 to $97,999 | 3.50% | 3.44% |
| 30 to 59 Days | $98,000 and OVER | 1.00% | 1.00% |
| 60 to 89 Days | $98,000 and OVER | 1.00% | 1.00% |
| 90 to 119 Days | $98,000 and OVER | 1.00% | 1.00% |
| 120 to 179 Days | $98,000 and OVER | 1.00% | 1.00% |
| 180 to 364 Days | $98,000 and OVER | 3.40% | 3.43% |
| 365 Days | $98,000 and OVER | 3.50% | 3.50% |
| 18 Months | $98,000 and OVER | 3.50% | 3.47% |
| 24 Months | $98,000 and OVER | 3.50% | 3.44% |
| 13 Months | $100,000 and OVER | 4.00% | 3.99% |
Rates effective as of 9/24/24.
*ANNUAL PERCENTAGE YIELD
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL
INTEREST RATES SUBJECT TO CHANGE WITHOUT NOTICE
ACCOUNT FEES MAY REDUCE EARNINGS
Champion Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $50,000 | 5.00% | 5.12% |
| $50,000+ | 0.25% | 5.12% to 0.25% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Champion Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or ACH credit
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
If you don't meet the qualifications one monthly cycle, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next monthly cycle.
Champion Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $100,000 | 1.98% | 2.00% |
| $100,000+ | 0.25% | 2.00% to 0.83% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for Champion Cash or Cash Back rewards automatically qualifies you for the highest Champion Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Champion Cash or Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or ACH credit
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
It's no problem if you miss a qualification cycle. Both accounts are still free. And you can get back to earning rewards the very next monthly cycle you qualify.